Financing To Fit Your Needs

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A row of bright orange Hitachi excavators lined up, representing Zaxis Financial’s role in enabling large-scale industrial and construction equipment financing.
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A large Hitachi dump truck.

It’s easy to save some green when you go with orange.

ZAXIS Finance is Hitachi Construction Machinery Americas’ exclusive captive finance partner.

Industry-leading incentives and service:

Rates as low as 0% APR on qualified credit

Application-only terms (up to $1 million on qualified credit) keeps your credit line open

Zero prepayment penalty when you pay off your loan early

Frequently Asked Finance Questions

Find answers to common questions about what you can expect when working with ZAXIS Finance.

How do I apply for credit?

To apply for financing, please contact your local Hitachi dealer. They will guide you through each step of the process, from selecting the equipment to signing the lease agreement. Learn about the application process on our How To Apply page.

What are the requirements?

Eligibility requirements typically include a review of your business's credit history, financial statements, and sometimes the projected revenue from using the equipment. Lenders may also consider the type of equipment and its value, as well as your ability to make regular payments.

How long does it take?

The time frame for credit decisions can vary. For application-only transactions, decisions are generally made within 4 business hours. Larger transactions typically receive a decision within 1-2 business days.

What happens after approval?

Once approved, you'll work with your dealer to finalize the financing terms and complete the necessary documentation. Afterward, you can proceed with acquiring your equipment and integrating it into your operations.

What if I get declined?

If your application is declined, your dealer can discuss alternative financing options or provide guidance on steps to improve your eligibility for future applications.

Still have questions?

Ready to Apply?

After you use our TCalc financial calculators to understand your financing options, reach out to your local dealer and they'll walk you through the application process.